

Helping people achieve financial security is my passion. Growing up in Colorado taught me the value of hard work and community, lessons I carry into every client relationship. I proudly serve families across Colorado, Texas, the Midwest, and beyond.
I earned a Bachelor of Science in Business Finance with a concentration in Financial Services from Metropolitan State University of Denver and bring experience in banking and data analytics to provide clear, personalized strategies.
Proficient in both English and Spanish, I strive to make guidance accessible and meaningful for diverse communities. My approach is rooted in faith, integrity, and a genuine desire to help others succeed.
Outside of work, I enjoy fatherhood, coaching youth basketball, and staying active. Your financial journey deserves care and experience.
Let's connect today and create a plan that reflects your goals and helps protect what matters most. Schedule your appointment now and take the first step toward confidence and peace of mind.

Financial RepresentativeTerrance Caruth
Helping people achieve financial security is my passion. Growing up in Colorado taught me the value of hard work and community, lessons I carry into every client relationship. I proudly serve families across Colorado, Texas, the Midwest, and beyond.
I earned a Bachelor of Science in Business Finance with a concentration in Financial Services from Metropolitan State University of Denver and bring experience in banking and data analytics to provide clear, personalized strategies.
Proficient in both English and Spanish, I strive to make guidance accessible and meaningful for diverse communities. My approach is rooted in faith, integrity, and a genuine desire to help others succeed.
Outside of work, I enjoy fatherhood, coaching youth basketball, and staying active. Your financial journey deserves care and experience.
Let's connect today and create a plan that reflects your goals and helps protect what matters most. Schedule your appointment now and take the first step toward confidence and peace of mind.
Protect Your Kingdom
As a licensed insurance agent* with Mutual of Omaha Insurance Company (Mutual of Omaha), I work hard to:
- Help young families protect their family and property in case of an unexpected and potentially devastating disability or death.
- Help professionals plan for a long retirement, so they don't run out of money yet still have the lifestyle they desire.
- Help those close to retirement prepare for the effects of healthcare expenses including long-term care and unexpected illnesses.
- Help small business owners protect their life's work for their family and employees.
Learning Center
In a world of one-size-fits-all financial advice, Mutual of Omaha Advisors offers a fresh, personalized take with the "Make it Personal" podcast. Get practical insights to help you plan smarter, take control, and make your money work for you.

Choosing between term and whole life insurance depends on your goals, budget, and coverage needs. Know the key differences to make a confident choice for your financial future.

Timing matters when enrolling in a Medicare Supplement plan. Learn when you're eligible, what affects your options, and how to avoid higher premiums or coverage delays.
