

Growing up in Miami and born in Santiago, Chile, I developed an appreciation for connecting with people from different backgrounds. Today, I bring more than 10 years of management experience in retail, fast food and event venues to my work in financial services. After years in operations leadership, I made a career change to pursue my long-standing interest in finance and to help people better understand financial concepts and opportunities available to them.
Honesty and integrity guide the way I work with clients. I believe clear communication and education are important, and I strive to make complex topics easier to understand. Based in Miami, I enjoy working with individuals and families throughout the community and value building relationships through meaningful conversations.
Outside of work, I enjoy practicing mixed martial arts and staying active in the gym. I am fluent in English and Spanish, and my background in carpentry, hospitality and management has helped me connect with a wide range of personalities. Whether you're getting started or looking for information, I welcome the opportunity to connect and learn more about your goals.

Financial RepresentativeNicolas San-martin
Growing up in Miami and born in Santiago, Chile, I developed an appreciation for connecting with people from different backgrounds. Today, I bring more than 10 years of management experience in retail, fast food and event venues to my work in financial services. After years in operations leadership, I made a career change to pursue my long-standing interest in finance and to help people better understand financial concepts and opportunities available to them.
Honesty and integrity guide the way I work with clients. I believe clear communication and education are important, and I strive to make complex topics easier to understand. Based in Miami, I enjoy working with individuals and families throughout the community and value building relationships through meaningful conversations.
Outside of work, I enjoy practicing mixed martial arts and staying active in the gym. I am fluent in English and Spanish, and my background in carpentry, hospitality and management has helped me connect with a wide range of personalities. Whether you're getting started or looking for information, I welcome the opportunity to connect and learn more about your goals.
Protect Your Kingdom
As a licensed insurance agent* with Mutual of Omaha Insurance Company (Mutual of Omaha), I work hard to:
- Help young families protect their family and property in case of an unexpected and potentially devastating disability or death.
- Help professionals plan for a long retirement, so they don't run out of money yet still have the lifestyle they desire.
- Help those close to retirement prepare for the effects of healthcare expenses including long-term care and unexpected illnesses.
- Help small business owners protect their life's work for their family and employees.
Learning Center
In a world of one-size-fits-all financial advice, Mutual of Omaha Advisors offers a fresh, personalized take with the "Make it Personal" podcast. Get practical insights to help you plan smarter, take control, and make your money work for you.

Choosing between term and whole life insurance depends on your goals, budget, and coverage needs. Know the key differences to make a confident choice for your financial future.

Timing matters when enrolling in a Medicare Supplement plan. Learn when you're eligible, what affects your options, and how to avoid higher premiums or coverage delays.
