With a background in accounting and a bachelor's degree from Universidad Interamericana de Puerto Rico, my path to financial services has been driven by a passion for helping people make confident and informed decisions. After beginning my career in accounting and auditing, I transitioned into insurance planning to combine analytical thinking with a commitment to helping others build long-term financial security.
Based in Puerto Rico, I work with individuals, families, and professionals who value personalized guidance and long-term relationships. I believe insurance planning should be simple, transparent, and tailored to each stage of life.
Outside of work, I enjoy golfing, reading, staying active, and spending time with family and friends. My goal is to help clients protect what matters most while creating a strong foundation for their future.
Financial RepresentativeSebastian Llavona-torres
With a background in accounting and a bachelor's degree from Universidad Interamericana de Puerto Rico, my path to financial services has been driven by a passion for helping people make confident and informed decisions. After beginning my career in accounting and auditing, I transitioned into insurance planning to combine analytical thinking with a commitment to helping others build long-term financial security.
Based in Puerto Rico, I work with individuals, families, and professionals who value personalized guidance and long-term relationships. I believe insurance planning should be simple, transparent, and tailored to each stage of life.
Outside of work, I enjoy golfing, reading, staying active, and spending time with family and friends. My goal is to help clients protect what matters most while creating a strong foundation for their future.
Protect Your Kingdom
As a licensed insurance agent* with Mutual of Omaha Insurance Company (Mutual of Omaha), I work hard to:
- Help young families protect their family and property in case of an unexpected and potentially devastating disability or death.
- Help professionals plan for a long retirement, so they don't run out of money yet still have the lifestyle they desire.
- Help those close to retirement prepare for the effects of healthcare expenses including long-term care and unexpected illnesses.
- Help small business owners protect their life's work for their family and employees.
Learning Center
In a world of one-size-fits-all financial advice, Mutual of Omaha Advisors offers a fresh, personalized take with the "Make it Personal" podcast. Get practical insights to help you plan smarter, take control, and make your money work for you.
Choosing between term and whole life insurance depends on your goals, budget, and coverage needs. Know the key differences to make a confident choice for your financial future.
Timing matters when enrolling in a Medicare Supplement plan. Learn when you're eligible, what affects your options, and how to avoid higher premiums or coverage delays.
